Dumb Money is more than a meme — it’s a story everyday investors already understand. It represents retail traders acting fast, without permission from institutions. Popularized by CNBC, the GME era, and the Dumb Money movie, the term feels familiar and real, making it easy to spread organically. Built for regular people, Dumb Money reflects how retail actually trades: simple charts, Coinbase screens, and clear price action. While hedge funds control capital and insider access, Dumb Money is for the working class — giving power back to the people in modern markets.