The latest Creditcoin update turns its RWA protocol into an EVM-compatible Layer 1 blockchain, paving the way for Universal Smart Contracts. These contracts will connect and update smart contracts across multiple blockchains, enabling true multichain applications. With EVM compatibility, Creditcoin is now distinct from its earlier Substrate-based versions (2.0+ and earlier), which are now called CC Enterprise. The new EVM-compatible version is simply Creditcoin.