PointPay

PointPay is a pioneering cryptocurrency banking platform with a legacy since 2018. Based in St. Vincent & the Grenadines, Estonia, and Lithuania, we cater to over 1 million active users globally. Our mission is to offer comprehensive crypto banking services to every internet-connected individual. Through our Lithuanian entity, UAB Point Pay EU, we hold a license to operate with digital assets, ensuring regulatory compliance and user trust. The PointPay ecosystem encompasses a blockchain-based bank, exchange platform, crypto wallet, and payment system, providing a seamless experience for crypto enthusiasts. Our crypto bank allows users to earn daily interest on their assets and access instant loans. Soon, we will introduce crypto debit cards for online and in-store purchases. Our crypto exchange offers three interfaces - Classic, Advanced, and Quick Exchange, catering to users of varying experience levels, alongside competitive trading and withdrawal fees. The PointPay crypto wallet facilitates secure storage, easy transfers via email, and real-time asset tracking. Our payment system enables direct purchases of popular digital assets using debit and credit cards in fiat currencies like USD, EUR, GBP, and more. Our blockchain-based bank allows users to earn interest on 13 top digital assets, including stablecoins like USDT, USDC, and DAI. Earn up to 8% APY with transparent interest rates, and stake PXP tokens for additional rewards of up to 20% annually. Our innovative approach extends to crypto loans, where users can lend seven cryptocurrencies with USDT as collateral, enabling quick funding without credit checks.